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Jean Keating

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 We’re going to talk about commercial law and how it applies to you. And what they’re doing to you as a person.


Seminar tape 1

Jean Keating


We’re going to talk about commercial law and how it applies to you. And what they’re doing to you as a person.

Everything is commercial – the reason is that there is no money.

There are two forms of money – asset money and debt money. The asset money is on the private side; the debt money is on the public side. You have 2 different venues. You have a private and a public. And if you stay on the private side, you will never have a problem – when you get over into the public side, this is where you get into the legal fiction. When your parents signed the birth certificate, they created a legal fiction called a straw man. . In commercial law its called a (homus straus?). Which is a legal fiction or straw man. And what they did was they registered it with the dept of commerce. First, they register it with the bureau of vital statistics, and then they register it with the dept. of commerce. Then they register it with the DTC.

The deposit trust clearing corp. is the parent company (DTCC) This is controlled by the Jesuits out of Rome, Italy. The guy that owns the Federal Reserve System is called his name is Hans Van Clovenbach. He’s called the black pope. They own the Vatican, the Roman Catholic Church, the pentagon and the United Nations, which is a military industrial complex. They run our government.

I had a federal judge read my treatise  - he said I was 100 percent correct. Dan Bantham read my treatise – he said I am 100 percent correct.  I’ve done the research - I document everything I teach. You can’t file a UCC1 unless you have a contract.  Where’s the contract? A UCC1 is a financing statement. The reason you file a UCC1 is because you have a contract under article 2. Your have to have a contract.  It’s the contract that makes you a secured party, not the UCC1. You don’t even need a UCC 1.  How do you think they are getting jurisdiction over you in the courtroom - Through contract.  People contract all their rights away in court. Debtor creditor – How can you have a debtor or creditor when there is no money?

If there is no money, how can you have a creditor? What I'm telling you here today is what is going on in the courtroom. The court system is tied into the DTCC – and they (DTCC) own these companies right here - DTC, NSCC (National Securities Clearing Corp), MSCC (Mutual Securities Corp), GSCC (Government Securities Clearing Corp).  There are two of these companies Depository Trust Corporation, and The Depository Trust Company – two separate entities under the DTCC.  These are all subdivisions of the DTCC.

I have a 150 page treatise on a CD with all this stuff on it – all the laws they are using, everything.  It has a disclosure statement on the DTC.  It’s a 55-page document.  I’ll show you how to order that if you want to order it.  You should sit down and study this stuff before you ever go into a Court Room. Cases are won and lost before you ever get to court.  These are all trust companies. And they are all Banks. This company right here (DTC) is a securities depository and settlement company. The DTC it’s nominee (nominee means name) is called CEDE and company. That’s the nominee. As in when they ceded the State of Maryland to the District of Colombia. The white house is sitting on tax plot land. All the lots are divided up like this. [[pointing to board] The capitol dome is sitting on lot number 666.  This came out of the congressional record (the map) in Washington DC. . If you read revelations 16, 18 it says the great city will be split in two parts. The great whore of Babylon is New York City. Why? Because it’s the financial center of the planet. All your money goes through this company (DTC). This is the clearing corporation, clearing house and settlement depository for all commodities and securities. All commodities and securities are registered with CEDE and Co. under rule 12. Everybody is reading the UCC.  You should be reading SEC. Alpine publishing in NYC they have the national securities and exchange act of 1934.  There are two of them one in 1933, and one in 1934. Two different acts.  You should be studying these rules. Because what there doing under rule 12, is they are registering your birth certificate. – Under rule 12 as a security.  They register this in the name of CEDE and Co. There are two types of securities. Certificated and un-certificated.  What they do is issue a certificate. Isn’t that what it says on your birth (certificate of live birth)? When they register it they issue a certificate, it becomes a certificated security. And it’s registered in the name of CEDE and Co.   What does that make them?  It makes them the registered holder. This has nothing to do with debtor/creditor law.  Why is everybody running around filing UCC financing statements when they don’t even have a contract? And you can’t have a contract between a live man and a fiction.  Monkey see monkey do.  Who is the registered holder?  He’s the registered owner. You have two owners – you should get the book by Sun Su “art of war” – know your enemy. -  Who is the owner in fact? Your are.  You own everything and you don’t control anything.  They control everything why? Because they are the registered owner. – of the certificated security (birth certificate) and they use this as collateral. You have to know what is going on before you go in there a start filing these UCC’s  I am going to show you how t o properly file a UCC 1 and get out of this whole thing.

So, these people are the registered owners. Your are the owner in fact.  The registered owners control everything.  They don’t own anything but they control everything. The people that are running this county control everything because they are the registered holder - owner of all these instruments - commercial paper.  You don’t control anything. I found all this out when I started studying the Erie vs Tompkins case decided in 1938 by Louis Brandis. This is what happened in 1938 that changed our country. The most important decision handed down by the US Supreme Court.  It’s not the real US Supreme Court – it is the High Court of Admiralty. Its called the high court of Justice, and you look up the word high court of Justice, you will find out its the high court of Admiralty. The real Supreme Court is the United States District Court for the District of Colombia in Washington, DC. They moved all the justices out of that court up on to the Capitol Hill in 1948.  If you go into the United States District Court for the District of Colombia, you will not find a yellow-fringed US flag in any of the courtrooms.  We went down there and looked.  Howard Griswald and I did. That is your real article 3-section one court set up under the constitution. It was called the circuit court of the United States of the District of Colombia before it was called the Supreme Court in the United States for the District of Colombia.  They did that in march 3 1863.  They changed the name to the Supreme Court of the United States of the District of Colombia.  That is your real article 3 Supreme Court. That court setting up on Capitol Hill is your high court of justice, or your admiralty maritime court.   Nobody uses it – everybody goes into the territorial courts under article 1. 

So they control everything because they are the registered holder – registered owner of the certificated security.  Your birth certificate is a security.   On the screen is UCC Under definitions, it says a financial asset, except as otherwise provided under section 8-103, means a security.  What is a security? A security is an obligation of a person or a share, participation or other interest in a person or a property or an enterprise of a person which is, or is of a type dealt in or traded on a financial market.

Aren’t certificates traded in the market?  And this company (DTC) – CEDE and Co.- that’s its nominee, which means name, all your securities and commodities are registered in this company right here. They are the registered holder and registered owner of your birth certificate.

29.38 UCC 9-102 subsection 65 says “ a promissory note means an instrument that evidences a promises to pay a monetary obligation and does not evidence an order to pay and does not contain an acknowledgement by a bank that the bank has received for deposit a sum of money or funds.  When you go into a bank and you make a “loan” and you sign a promissory note, I am going to show you what they do. They take the promissory note and they endorse it on the back “without recourse” and “pay to the order of” they take it up to the discount window of the federal reserve – it becomes an order to pay soon as they endorse it on the back, without recourse and pay to the order of – that is an order to pay. That is a commercial draft. That is a financial asset. And you created it with your signature. And it goes up to the DTC and becomes a security. When they pool these, see, you have three classes.  First, it starts out as a note, then it becomes a security – how does it become a security/ they pool the note – that means they cluster them, put them together. Your take all these promissory notes and pool them they become a security.  When you pool the securities, they become bond. – All the same thing. They call them mortgage-backed securities. And this is what they sell on the financial market. I’m going to show you how they do that – how they sell them. Bonds are nothing but IOU’s – bookkeeping entries.

I called this brokerage house up – I got myself out of prison – by doing settlement on the account – I settled the account with an international bill of exchange – the one they are putting everybody in prison for.  I gave it to the adult parole authority – 200 dollars administrative fee and they cashed it. Closed the account. I haven’t got the bond back, I haven’t found out who has it.  I called this brokerage house up. I said I’m looking for a bond – he said do you have the CUSIP number?   That’s why when they do a mortgage foreclosure they will not produce the original note – because it is now a draft or order to pay – for what ? You just gave them the money.  You created a financial asset. That is what 8-102 subsections 9 of the investment securities.  Article 2 and article 8 are the two most important articles in the whole UCC. Nobody reads them.  Contract and Investment Securities – Sales. How can you have a secured interest in anything if there is no contract?  Your got to buy something in order to have an interest in it- you got to pay for it – got to have a contract – purchase agreement – seller / buyer – article 2 – sales – the most important part of the UCC, and everybody is reading article 3.  They got the cart pulling the horse. Notes securities and bonds – that’s all there is and everybody is studying article 9 and article 3.

Pull up article 4-102.   You should get a book called “subconscious ear”.  People don’t learn because 99 percent of the people are left brained. Go read “origin of consciences “ and the “breakdown of the [bicamel ?]mind” by Julian James if you want to find out what is really going on.  Whole civilizations are brought down because of this. Then go get Betty Edwards book ‘- “drawing on the right side of the brain”.

OK that says in  ‘applicability’ this has to do with deposits and collection – article 4 UCC.  “To the extent that items within this article are also within article 3 and 8, they are subject to these articles.  Article 4 is your deposits and collection code for all banks.  This says it is subject to article 3 and article 8 – what is article 8? Investment securities.  It says if there is a conflict, this article will govern, but article 8 governs this article. So, article 8 governs article 3 and article 4, which the banks are using.  Everything you sign is a financial asset, or a security.  This should be a one-week class to cover all this.  I got a suitcase of books here.  You should go to Alpine publishers.  You should order “the ABCs of the UCC” there is stuff in there that is not in any UCC - put out by the American bar assn. in Chicago ill.  Terms are defined in here.

UCC 3-402b – this is how you should sign everything.  They tried to re-arrest me because I was going to the law library instead of looking for jobs like your supposed to do - they violated me said they were going to put me back into prison for 3 years for parole violation – they said you signed an agreement – I said go pull it.   This is the signature – I signed, “authorized signature” after my name (3-402 b) “if a representative signs the name of the represented to an instrument and the signature is an authorized signature of the represented person, the following rules apply. 1. If the form of the signature shows unambiguously that the signature is made on behalf of the person that is identified in the instrument, the representative is not liable on the instrument.”   They held me for 6 hours and let me go. I said I did not agree to anything. – No contract, no jurisdiction.  Where is the contract? If they ask you who you are what do you tell them?  I’m the authorized representative.  Everything I sign is that way.  Your are the authorized representative for that dummy. You have so much power it is unreal. You can make up your own definitions and tell them what is means.  9-308 and 9-310 where you can even tell them what venue and jurisdiction you are operating in.

When a judge reads charges to you he is charging your account for acceptance, he asks you if you understand.  Understand - this means are you liable for the bond.  The word "under" means liable or liability.  He’s asking your if your liable for the bond. What bond? Tell me where the bond is located.  This word “stand “ right here means statute.  And the word statute means bond. . Bond or obligation of record – are you liable for the bond or the obligation of record. That is what he is asking you.  If you say yes, they draw the bond up and when you sign it, you promise to pay them the money if you loose - well you have already lost. Because you just agreed that, you are liable for the bond.  What good does it do if you file a UCC 1, then go into court, and say yes I am liable for the bond?  They say fine go ahead and pay it or we are going to put you in jail.  That is why so many people are in prison.  What is the bond or obligation of record? Where is the bond located? Go study statute merchant or statute staple - they were doing it back under Edward the first in the 13th century.  700 years ago, they were doing this.  If you owed money to a merchant, he would file a Statute Staple, charge you under the obligation or the bond of record, take you into court- what they do is sue you civilly – this is what clerk’s praxis says.   Clerks Praxis – I found this under marboro? Vs alameda – US Supreme Court decision in the early 1800s. It talks about Clerks Praxis.  If you read waring vs Clark, which is a US Supreme Court decision, it talks about it. This is the practice that they were using in the vice-admiralty court during the American Revolution this is better than Benedict, better than anything- this is and actual practice.  Richard Clerk was the [Registrar?] in the Court See – in circulation.  As far as I know I have the only copy of this book – made two trips to copy it  - had to call them – it is hidden in a secret room.  I am going to sell copies at a low cost.  

CharlesTownend was responsible for the American revolutions.  He was the lord high admiral on the British Board of Trade in London England.

He caused the American Revolution because he imposed tariffs and taxes on the American people and they revolted.  That is what started the American Revolution.  And if the truth were known, its what probably started the civil war – do you know the civil war never ended?   How many of you are familiar with the insurrection and rebellion act?  - March 1861 and July 7 1862 – two acts that were passed. They put the colonists under martial law. This is still current law today under Title 50  213 & 215. – Still current law today. Now go read Title 26 section 7621 of the internal Revenue Code.  What is the president doing designating internal revenue districts?  That is what is says – were under martial law – we have been since 1861- still are.  What do you think that flag is in the courtroom.  I wrote to a full bird Col. in Washington DC. He sent me all the documentation.  It’s a Calvary flag of the United States Army.  This is not my opinion – I have all the documentation on this.  I do my homework.  OK under this act (resurrection and rebellion act), march 3, 1863, they passed an act called the enrollment act ( I’m going back, but I’m going to show you what this has to do with commercial law – just bringing you up to speed.  People do not know what is going on. How can you do anything if you don’t know what the problem is?  Here is another book you should read  - by west publishing – the official text of the UCC. – it talks about international law. You should read this. If you get a normal UCC book, they will not talk about the UNITRAL convention – that’s how I found out about international bills of exchange – which we are going to talk about.

Back to the insurrection and rebellion act  - it is still in force today.  On March 3 1863 they passed the enrollment act – this is your current draft registration act – go research it. Under the Enrollment Act, they divided the US up into 12 districts – called military districts. They put a provost marshal over each district. The provost marshal over Indiana, Ohio, and Kentucky, is Lt. Col. Claymeyer. I talked to him for over 30 minutes. I said I wanted some judges arrested.  He said under the Posse Comatatus Act of 1878, - he says we are prohibited from getting involved in any kind of civil strife or anything going on within the borders of the state.   He is under the adjutant general under the Secretary of War. Your under a military – I know a guy they put in jail for 3 months and never charged him with anything – in the state of Washington. He called the provost marshal came out there and said “if you don’t release this man immediately, I’m going to execute you right here, in front of these people. I’m not kidding you. He said if we were in a time of open warfare, I would should you dead.  The provost marshal has control of everything.  The price of freedom is eternal vigilance.  How can you be vigilant when you don’t know what is going on?  The zip code designates which military district your in. I got it right out of the regulations. It says that right in the regulations – that the zip code is used to designate revenue districts.

You need to read these two sections of title 10 (Military Code of Justice) section 333 and 334.  When the reconstruction act was passed, they supposedly reinstated the lawful government within the borders of the state.  And this says that if anybody violates your constitutional rights, you can have them arrested.  Call someone in the army and tell them you want to know who the provost marshal is in your district. You can probably find out on the Internet.  Read this (333 & 334).  HJR 192 passed June 5 1933 – they passed the emergency bank act of March 9, 1933, under the War Powers Act of 1933.  Section 2 of the Emergency Bank Act amended section 5b of the Trading With the Enemy Act passed in 1917.   That made Citizens of the United States enemies of the government.

They are operating under this War Powers Act in the courtroom. What I am doing is laying a foundation for you to get out of the system.  Read Title 8, section 1481      expatriation. All you gotta do is a formal renunciation or waiver of your citizenship.  Get rid of your citizenship because they made everybody and enemy. Get rid of your citizenship.

The fourth section of the 14th amendment says that no citizen or resident of the United States can challenge the validity of the public and national debt.  

Go read title 11, section 109 of the bankruptcy code. This says that a debtor is a Citizen of the United States. 

If you are wondering why I went to prison, I took a judge into chapter 7 liquidation, liquidated his bond and they fired him. He is no longer on the bench. I went to the public disclosure commission and got a copy of his bond, did a chapter liquidation, liquidated his bond and they fired him – Judge Patrick.  Go to the clerk of the court they have a copy of the oath of office or the bond. – or they can tell you where the bond is.  I called up the Secretary of State- he has a bond –Travelers Insurance out of StPaul, Minn. – is the underwriter for the bond.  Anytime you have a bond, you have a surety, and an underwriter.   For every surety there has to be an underwriter.   All you have to do is write your signature underneath somebody else’s, and you are the underwriter. You have to have an underwriter if you have a surety bond.   What they do, under the Statute Staple, is they issue what they call a Bid Bond. And they can issue either a Bid Bond or an Irrevocable Letter of Credit. 

CFR 48, 552-228-14- Irrevocable Letter of Credit (ILC).  It says an Irrevocable Letter of Credit, as used in this clause, means a written commitment by a Federally insured financial institution to pay all or part of a stated amount of money, until the expiration date of the letter, upon presentation by the Government (the beneficiary) of a written demand therefore.    What is a beneficiary? What does that tell you?  That it’s a trust, and the government is the beneficiary. You are the grantor of the trust.  You own everything and you control nothing. What’s wrong with that picture?

It says if the offeror intends to use an ILC in lieu of a Bid Bond, or to secure other types of bonds such as performance and payment bonds, the letter of credit and letter of confirmation formats in paragraph (e) and (f) of this clause shall be used. 

See – I’ve been searching for my bid bond and I found out an ILC under 48 CFR was being used in lieu of the bond.  I found this out by calling EG Edwards brokerage firm.  He said all I need is your SS – that is your AUTOTRIS (automated tracking identification system) They use a 9 digit tracking number to track you.  That is why you need a SS number to open a bank acct.- in fact that is how I found out what is going on in the prison system.  I started doing research on ATOTRIS and that took me to DTC.  AUTOTRIS originated from – forensic laboratory in Russia.  The word forensic is an admiralty maritime term. Look it up in blacks.  That is what the warden is  - they used to be called warden of the sea.  This is all in my treatise.  

You have a bid bond, which is GSA standard form SF 24, Performance bond SF 25, Payment bond SF25A.  When you get a SS number, they fill the bid bond – this is also called a Prison Bond. Then a contractor comes in and they award him a contract – that’s how they’re building these prison systems, is through a bid bond. 

You can download all these forms off the Internet through the GSA – they are the ones that are issuing all these bonds. 

I called Robert Duke – he’s the Surety Association of America, in Washington, DC – if you go to the US district court, go to court links, takes you to 11 circuit courts, click on 7the Circuit. Click on Northern District Court for Illinois. And into the Clerks Office.  That is because it is at the Chicago Board of Trade.  When you get in there, you will find financial dept.  It will have ‘list of sureties and reinsurers.  Why is the district court connected to the Dept of treasury?   You are financing it all you are the owner in fact but not controlling anything. Rothschild said, “don’t own anything, but control everything”. They own Chase Manhattan Bank.

Dept of Treasury has over 500 surety companies listed.  You are underwriting all these bonds because they are bankrupt. How can anybody underwrite a bond that is bankrupt – Insolvent?  (Debtor who no longer pays their debt in the normal course of business)  Ron Duke (head of Surety Association in Washington DC.) told me the surety and the underwriter is one in the same. 

You are underwriting the public and national debt.  Because everybody on the public is, bankrupt.  They put HJR 192 in title 31 section 5118 2D.  “No contract shall contain an obligation which purports to give the obligee the right to demand payment in any kind of specific coin or currency of the United States.  They outlawed money. They did this under the War Powers Act.

How can there be a debt when there is no money.  Why are all these people filing financial statements UCC1 when there is no contract between a buyer and a seller, so there is no debt, and you have no secured interest? And you don’t have a secured interest after you have the UCC1 filed because you don’t have a contract – no buyer/seller purchase agreement.

Article 2 and Article 8 are the two most important articles in the UCC. Read them.  Get the ABC of the UCC put out by the American Bar Assn.  210 dollars. 

June 4, 1933 they codified HJR 190 in title 31, sec 5118. (Banking Code)   under the War Powers Act.  There was no legal authority for doing this. Franklin Roosevelt sold more gold contracts than there was gold. They were going to run on the Treasury so he had to put a stop to it. And he declared a national emergency thru the Emergency Bank Act of arch 9, 1933. It’s in the Congressional Record- I am not making this up.  In 1970, they took 3 billion dollars out of Social Security to cover the British Treasury Department – they were going broke because all these corporations under GAT was converting all their dollars to euros, and they made a run on the British Treasury, and they didn’t have any currency, so they stole 3 billion dollars out of Social Security. They did this in 1970 under the Marshal Plan. One congressman was investigating it and they murdered him. This officially outlawed money (CFR31-5118).  When you sign a promissory note, it says you will pay back in US dollars. That’s why they indorse it on the back – to make it legal – it then is no longer a promissory note, it is an order to pay.  When you sign a mortgage, it is a financial agreement conveying your property to them – it is fraud, void.  Then they sell it on the open market. 

They track these with a CUSIP (committee on uniform security identification process) number. (9-digit number – the first 6 digits identifies what security it is. This is how they track you – that and trough your AUTOTRIS). 

CUSIP is a trademark of Standard & Poors – which is an agency of Commodities and Securities Exchange that gives credit ratings.  I got a credit rating on the State of Ohio – I actually live in the NW territory, not in the State of Ohio.  You also need to do title searches to get back to the original patent, to give you allodial title to the property. They can’t take your property through a bank mortgage if you have a patent on it.

CUSIP is located on Water Street in DC in the DTC building.  They have another called ISIP (international securities identification process) in the ISID International Securities Identification directory.


FROM:  RH, Feb. 19, 2010