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How the top 400 banks in U.S. fared in 2008

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400 biggest banks and their troubled loans

These are the 400 largest banks in the U.S., along with their troubled asset ratios for the end of 2007 and 2008. The banks are ranked by overall size, in assets, with the largest banks on top.

The troubled asset ratio is a measure of the stress placed on banks by loans. It compares loans that are not being paid on time, and property already acquired by the bank, against the bank's capital and loan loss reserves. The typical bank in the U.S. had a ratio of less than 10.

These figures reflect the bank's reported condition at the end of the year, and may not reflect the bank's condition today. The ratio is not considered a predictor of future performance.

The ratios were calculated by msnbc.com and the Investigative Reporting Workshop at American University. The methodology is described at banks.msnbc.com.

Click on a bank's name in this list to see more detailed information.

You can see details for any bank in the U.S. in the BankTracker at the Investigative Reporting Workshop.

Rank

in

assets

Bank, location Troubled

asset

ratio

12/31/07

Troubled

asset

ratio

12/31/08

Change

in

ratio

Owner

received

TARP

funds

 
1 JPMorgan Chase Bank, N.A., Columbus, OH 6.25   20.25   14.00   *
2 Bank of America, N.A., Charlotte, NC 6.30   22.12   15.82   *
3 Citibank, N.A., Las Vegas, NV 9.20   26.78   17.58   *
4 Wachovia Bank, N.A., Charlotte, NC 9.81   22.69   12.88   *
5 Wells Fargo Bank, N.A., Sioux Falls, SD 9.06   14.73   5.67   *
6 U.S. Bank N.A., Cincinnati, OH 8.65   23.85   15.20   *
7 The Bank of New York Mellon, New York, NY 7.82   4.44   -3.38   *
8 SunTrust Bank, Atlanta, GA 13.48   31.24   17.76   *
9 HSBC Bank USA, N.A., Mc Lean, VA 11.34   15.07   3.73    
10 State Street Bank and Trust Co., Boston, MA 0.04   0.00   -0.04   *
11 Goldman Sachs Bank USA, Salt Lake City, UT 0.00   0.00   0.00   *
12 FIA Card Services, N.A., Wilmington, DE 11.52   14.81   3.29   *
13 Branch Banking and Trust Co., Winston Salem, NC 8.87   18.01   9.14   *
14 National City Bank, Cleveland, OH 32.72   20.47   -12.25    
15 Regions Bank, Birmingham, AL 10.74   19.55   8.81   *
16 PNC Bank, N.A., Pittsburgh, PA 6.44   16.27   9.83   *
17 RBS Citizens, N.A., Providence, RI 7.96   10.98   3.02    
18 Countrywide Bank, FSB, Alexandria, VA 29.97   50.05   20.08   *
19 Capital One, N.A., Mclean, VA 5.38   9.16   3.78   *
20 Chase Bank USA, N.A., Newark, DE 8.61   11.42   2.81   *
21 Keybank N.A., Cleveland, OH 11.94   19.35   7.41   *
22 TD Bank, N.A., Wilmington, DE 7.63   8.91   1.28    
23 Citibank (South Dakota), N.A., Sioux Falls, SD 8.88   7.64   -1.24   *
24 ING Bank, FSB, Wilmington, DE 2.72   11.87   9.15    
25 Sovereign Bank, Wyomissing, PA 7.05   16.66   9.61    
26 The Northern Trust Co., Chicago, IL 0.75   1.41   0.66   *
27 Union Bank, N.A., San Francisco, CA 1.57   8.14   6.57    
28 Fifth Third Bank, Cincinnati, OH 12.87   21.68   8.81   *
29 Wachovia Mortgage, FSB, North Las Vegas, NV 24.56   74.17   49.61   *
30 Comerica Bank, Dallas, TX 7.22   17.06   9.84   *
31 Harris N.A., Chicago, IL 9.60   9.67   0.07    
32 Bank of the West, San Francisco, CA 7.98   17.94   9.96    
33 Manufacturers and Traders Trust Co., Buffalo, NY 10.70   17.09   6.39   *
34 Compass Bank, Birmingham, AL 13.65   32.76   19.11    
35 Merrill Lynch Bank USA, Salt Lake City, UT 7.39   6.25   -1.14   *
36 Morgan Stanley Bank, N.A., Salt Lake City, UT 0.00   5.93   5.93   *
37 M&I Marshall and Ilsley Bank, Milwaukee, WI 17.52   32.56   15.04   *
38 Fifth Third Bank, Grand Rapids, MI 14.63   28.74   14.11   *
39 Hudson City Savings Bank, Paramus, NJ 2.03   5.22   3.19    
40 The Huntington National Bank, Columbus, OH 14.73   43.16   28.43    
41 Deutsche Bank Trust Co. Americas, New York, NY 2.85   2.00   -0.85    
42 E*TRADE Bank, Arlington, VA 12.19   26.54   14.35    
43 Capital One Bank (USA), N.A., Glen Allen, VA 9.96   10.75   0.79   *
44 Merrill Lynch Bank & Trust Co., FSB, New York, NY 9.33   7.90   -1.43    
45 Bank of China, New York City, NY 0.00   0.00   0.00    
46 Discover Bank, Greenwood, DE 10.98   13.64   2.66    
47 Bank of America, R.I., Providence, RI 1.96   13.13   11.17   *
48 Citizens Bank of Pennsylvania, Philadelphia, PA 3.98   5.31   1.33    
49 GMAC Bank, Midvale, UT 5.06   14.63   9.57    
50 USAA FSB, San Antonio, TX 3.60   5.02   1.42    
51 RBC Bank (USA), Raleigh, NC 22.92   34.16   11.24    
52 First Tennessee Bank, N.A., Memphis, TN 18.43   29.65   11.22   *
53 UBS Bank USA, Salt Lake City, UT 0.00   0.01   0.01    
54 New York Community Bank, Westbury, NY 0.84   5.24   4.40    
55 American Express Bank, FSB., Salt Lake City, UT 8.60   14.77   6.17   *
56 Wachovia Bank, FSB, Houston, TX 25.91   30.34   4.43   *
57 Wells Fargo Bank So. Central, Anchorage, AK 10.86   38.77   27.91   *
58 Colonial Bank, Montgomery, AL 9.10   39.01   29.91    
59 Banco Popular de Puerto Rico, Hato Rey, PR 25.23   43.26   18.03   *
60 Charles Schwab Bank, Reno, NV 0.49   0.56   0.07    
61 American Express Centurion, Salt Lake City, UT 9.38   11.47   2.09    
62 Associated Bank, N.A., Green Bay, WI 10.86   20.29   9.43   *
63 IndyMac Federal Bank, F.S.B., Pasadena, CA       N/A    
64 GE Money Bank, Salt Lake City, UT 5.12   7.02   1.90    
65 Astoria Federal S&L Assoc., Long Island City, NY 7.65   17.34   9.69    
66 TD Bank USA, N.A., New York, NY 0.00   0.01   0.01    
67 Bank of America California, San Francisco, CA 2.29   10.72   8.43   *
68 Citicorp Trust Bank, FSB, Wilmington, DE 14.07   25.95   11.88   *
69 Zions First National Bank, Salt Lake City, UT 6.68   30.81   24.13   *
70 People's United Bank, Bridgeport, CT 0.89   5.30   4.41    
71 Firstbank of Puerto Rico, Santurce, PR 28.69   57.89   29.20   *
72 Webster Bank, N.A., Waterbury, CT 8.59   17.59   9.00   *
73 Commerce Bank, N.A., Kansas City, MO 3.98   7.34   3.36    
74 TCF National Bank, Wayzata, MN 12.14   17.58   5.44   *
75 State Farm Bank, F.S.B., Bloomington, IL 5.05   8.69   3.64    
76 Bank of Oklahoma, N.A., Tulsa, OK 6.17   21.10   14.93    
77 City National Bank, Beverly Hills, CA 5.49   15.46   9.97   *
78 Chevy Chase Bank, F.S.B., Mclean, VA 21.05   75.23   54.18    
79 AmTrust Bank, Cleveland, OH 60.54   130.46   69.92    
80 Westernbank Puerto Rico, Mayaguez, PR 38.72   131.30   92.58    
81 The Frost National Bank, San Antonio, TX 3.45   7.12   3.67    
82 Guaranty Bank, Austin, TX 13.04   41.46   28.42    
83 Valley National Bank, Wayne, NJ 3.39   4.56   1.17   *
84 MidFirst Bank, Oklahoma City, OK 0.54   16.92   16.38    
85 Wells Fargo Bank Northwest, N.A., Ogden, UT 5.30   8.09   2.79   *
86 Flagstar Bank, FSB, Troy, MI 32.12   85.13   53.01   *
87 BankUnited, FSB, Coral Gables, FL 33.92   251.58   217.66    
88 First-Citizens Bank & Trust Co., Raleigh, NC 1.21   2.65   1.44    
89 Carolina First Bank, Greenville, SC 7.64   30.04   22.40   *
90 United Commercial Bank, San Francisco, CA 9.69   32.85   23.16   *
91 BancorpSouth Bank, Tupelo, MS 4.41   8.69   4.28    
92 Susquehanna Bank, Lititz, PA 8.89   13.17   4.28   *
93 First Hawaiian Bank, Honolulu, HI 1.00   2.50   1.50    
94 Washington Federal S&L Assoc., Seattle, WA 3.88   23.14   19.26   *
95 Banco Popular North America, New York, NY 14.71   34.46   19.75   *
96 Barclays Bank Delaware, Wilmington, DE 15.08   15.95   0.87    
97 East West Bank, Pasadena, CA 8.70   18.99   10.29   *
98 Whitney National Bank, New Orleans, LA 15.00   27.75   12.75   *
99 Amegy Bank N.A., Houston, TX 5.43   5.74   0.31   *
100 Citizens Bank, Flint, MI 19.46   31.06   11.60   *
101 Sterling Savings Bank, Spokane, WA 12.45   43.38   30.93   *
102 GE Capital Financial Inc., Holladay, UT 3.54   4.37   0.83    
103 Emigrant Bank, New York, NY 21.32   41.21   19.89   *
104 Northern Trust, N.A., Miami, FL 1.42   5.71   4.29   *
105 Cathay Bank, Los Angeles, CA 21.76   30.42   8.66   *
106 Bank of America Oregon, N.A., Portland, OR 10.06   11.43   1.37   *
107 Firstmerit Bank, N.A., Akron, OH 5.83   9.35   3.52   *
108 Third Federal S&L Assoc., Cleveland, OH 10.56   14.47   3.91    
109 First Bank, Creve Coeur, MO 22.33   44.27   21.94   *
110 Bank of Hawaii, Honolulu, HI 1.27   3.44   2.17    
111 International Bank of Commerce, Laredo, TX 7.82   14.29   6.47   *
112 Wilmington Trust Co., Wilmington, DE 5.53   18.99   13.46   *
113 Metlife Bank, N.A., Bridgewater, NJ 0.77   2.89   2.12    
114 Arvest Bank, Fayetteville, AR 14.24   22.08   7.84    
115 California Bank & Trust, San Diego, CA 10.31   14.22   3.91   *
116 First National Bank of Omaha, Omaha, NE 8.12   12.98   4.86    
117 Trustmark National Bank, Jackson, MS 10.38   15.39   5.01   *
118 Pacific Capital Bank, N.A., Santa Barbara, CA 12.92   27.74   14.82   *
119 Silicon Valley Bank, Santa Clara, CA 1.49   10.95   9.46   *
120 Raymond James Bank, FSB, Saint Petersburg, FL 1.72   9.55   7.83    
121 Israel Discount Bank of New York, New York, NY 1.24   4.90   3.66    
122 UMB Bank, N.A., Kansas City, MO 1.46   2.00   0.54    
123 First Niagara Bank, Lockport, NY 4.65   5.84   1.19    
124 Doral Bank, San Juan, PR 61.93   74.99   13.06    
125 National Penn Bank, Boyertown, PA 3.36   4.32   0.96   *
126 Prosperity Bank, El Campo, TX 3.43   2.93   -0.50    
127 MB Financial Bank, N.A., Chicago, IL 3.91   19.52   15.61   *
128 Umpqua Bank, Roseburg, OR 11.68   17.02   5.34   *
129 United Community Bank, Blairsville, GA 6.63   30.80   24.17   *
130 First Midwest Bank, Itasca, IL 6.79   24.78   17.99   *
131 The PrivateBank and Trust Co., Chicago, IL 3.81   9.75   5.94   *
132 Capmark Bank, Midvale, UT 0.00   8.40   8.40    
133 Corus Bank, N.A., Chicago, IL 31.59   208.16   176.57    
134 Fulton Bank, Lancaster, PA 7.07   19.32   12.25   *
135 NewAlliance Bank, New Haven, CT 2.64   5.40   2.76    
136 First National Bank of Pa., Greenville, PA 7.48   23.41   15.93   *
137 Capitol FSB, Topeka, KS 1.55   2.81   1.26    
138 Banco Santander Puerto Rico, San Juan, PR 27.28   29.82   2.54    
139 Old National Bank, Evansville, IN 6.59   9.87   3.28   *
140 BNY Mellon, N.A., Pittsburgh, PA 0.11   0.36   0.25   *
141 First Federal Bank of Calif., Santa Monica, CA 21.91   71.88   49.97    
142 Signature Bank, New York, NY 4.45   4.36   -0.09   *
143 Investors Savings Bank, Short Hills, NJ 0.63   6.89   6.26    
144 Fifth Third Bank, N.A., Nashville, TN 4.95   26.14   21.19   *
145 R-G Premier Bank of Puerto Rico, Hato Rey, PR 38.25   103.35   65.10    
146 EverBank, Jacksonville, FL 10.63   19.72   9.09    
147 Northwest Savings Bank, Warren, PA 10.39   20.12   9.73    
148 USAA Savings Bank, Las Vegas, NV 4.16   3.17   -0.99    
149 Apple Bank for Savings, Manhasset, NY 1.50   0.52   -0.98    
150 First Citizens Bank and Trust, Columbia, SC 3.34   11.40   8.06    
151 Citizens Business Bank, Ontario, CA 0.31   3.60   3.29   *
152 Eastern Bank, Boston, MA 2.68   7.29   4.61    
153 The Provident Bank, Jersey City, NJ 8.62   13.50   4.88    
154 Lehman Brothers Bank, FSB, Wilmington, DE 54.40   49.95   -4.45    
155 Columbus Bank and Trust Co., Columbus, GA 1.30   12.45   11.15   *
156 First Commonwealth Bank, Indiana, PA 13.49   12.04   -1.45    
157 Bank Hapoalim B.M., New York, NY 0.00   0.00   0.00    
158 California National Bank, Los Angeles, CA 14.04   58.89   44.85    
159 Provident Bank of Maryland, Baltimore, MD 12.27   30.38   18.11   *
160 Wells Fargo Financial Bank, Sioux Falls, SD 13.99   16.80   2.81   *
161 Bank of North Georgia, Alpharetta, GA 19.67   25.66   5.99   *
162 The Park National Bank, Newark, OH 9.58   18.22   8.64   *
163 CapitalSource Bank, Pasadena, CA    4.75   N/A    
164 Southwest Bank, An M&I Bank, Saint Louis, MO 9.83   10.36   0.53   *
165 Banco Bilbao Vizcaya Argentaria, San Juan, PR 17.84   47.97   30.13    
166 Mercantil Commercebank, Coral Gables, FL 9.48   39.15   29.67    
167 Oriental Bank and Trust, San Juan, PR 20.52   26.34   5.82    
168 BankAtlantic, Fort Lauderdale, FL 42.81   47.72   4.91    
169 Dollar Bank, FSB, Pittsburgh, PA 4.17   5.56   1.39    
170 Bank Leumi USA, New York, NY 6.57   8.97   2.40    
171 First Interstate Bank, Billings, MT 7.83   14.80   6.97    
172 BMW Bank of North America, Salt Lake City, UT 3.63   3.20   -0.43    
173 Harleysville National Bank, Harleysville, PA 7.00   21.20   14.20    
174 American Savings Bank, FSB, Honolulu, HI 0.55   4.08   3.53    
175 Lehman Brothers Commercial, Salt Lake City, UT 0.00   0.00   0.00    
176 Central Pacific Bank, Honolulu, HI 10.19   25.43   15.24   *
177 Wachovia Bank of Delaware, N.A., Wilmington, DE 3.36   2.06   -1.30   *
178 Johnson Bank, Racine, WI 3.37   25.49   22.12    
179 Morgan Stanley Trust, Jersey City, NJ 0.00   0.00   0.00    
180 NBT Bank, N.A., Norwich, NY 7.71   5.84   -1.87    
181 Wesbanco Bank, Inc., Wheeling, WV 7.70   10.07   2.37   *
182 Community Bank, N.A., Canton, NY 3.04   4.10   1.06    
183 Texas Capital Bank, N.A., Dallas, TX 6.58   15.47   8.89   *
184 Sterling Bank, Houston, TX 5.74   15.85   10.11   *
185 Amcore Bank, N.A., Rockford, IL 17.13   73.26   56.13    
186 The National Bank of South Carolina, Sumter, SC 8.22   14.15   5.93   *
187 Park National Bank, Chicago, IL 7.36   37.13   29.77    
188 National Bank of Arizona, Tucson, AZ 18.04   32.76   14.72   *
189 U.S. Bank N.A. ND, Fargo, ND 4.69   7.82   3.13   *
190 AnchorBank, FSB, Madison, WI 27.17   51.96   24.79   *
191 Ocean Bank, Miami, FL 29.66   129.71   100.05    
192 Pinnacle National Bank, Nashville, TN 4.42   7.11   2.69   *
193 Bank of Tokyo-Mitsubishi, New York, NY 0.00   6.34   6.34    
194 Safra National Bank of New York, New York, NY 0.05   0.13   0.08    
195 Columbia Bank, Fair Lawn, NJ 3.52   10.06   6.54    
196 Pacific Western Bank, San Diego, CA 3.44   18.70   15.26    
197 Amalgamated Bank, New York, NY 10.27   21.80   11.53    
198 1st Source Bank, South Bend, IN 2.14   7.84   5.70   *
199 Imperial Capital Bank, La Jolla, CA 15.18   62.49   47.31    
200 Bank Midwest, N.A., Kansas City, MO 9.80   54.38   44.58   *
201 S&T Bank, Indiana, PA 12.14   18.24   6.10   *
202 Banner Bank, Walla Walla, WA 10.59   41.18   30.59   *
203 Cole Taylor Bank, Chicago, IL 21.68   49.52   27.84   *
204 City National Bank of Florida, Miami, FL 2.63   4.77   2.14    
205 Irwin Union Bank and Trust Co., Columbus, IN 10.89   35.97   25.08    
206 Great Western Bank, Watertown, SD 11.76   10.04   -1.72    
207 Bank of Texas. N.A., Dallas, TX 1.82   10.85   9.03    
208 Ridgewood Savings Bank, New York City, NY 0.60   2.31   1.71    
209 State Bank of India, New York, NY 0.00   0.00   0.00    
210 United Bank, Parkersburg, WV 6.58   9.84   3.26    
211 First National Bank, Edinburg, TX 7.66   35.59   27.93    
212 United Bank, Fairfax, VA 3.79   10.79   7.00    
213 Frontier Bank, Everett, WA 5.25   97.87   92.62    
214 Washington Trust Bank, Spokane, WA 1.43   27.39   25.96   *
215 Nevada State Bank, Las Vegas, NV 17.97   40.07   22.10   *
216 The Dime Svgs., Williamsburgh, Brooklyn, NY 1.20   2.57   1.37    
217 Busey Bank, Champaign, IL 4.21   22.05   17.84    
218 Westamerica Bank, San Rafael, CA 1.18   4.74   3.56   *
219 Beneficial Mutual Savings Bank, Philadelphia, PA 4.04   7.95   3.91    
220 Riverside National Bank of Fla., Fort Pierce, FL 9.78   48.73   38.95    
221 Flushing Savings Bank, FSB, New York City, NY 2.41   12.40   9.99   *
222 PlainsCapital Bank, Lubbock, TX 8.48   12.09   3.61   *
223 Hanmi Bank, Los Angeles, CA 12.88   27.06   14.18    
224 Republic Bank & Trust Co., Louisville, KY 3.93   6.51   2.58    
225 Chemical Bank, Midland, MI 15.55   24.90   9.35    
226 Iberiabank, Lafayette, LA 2.50   3.26   0.76   *
227 BancFirst, Oklahoma City, OK 3.05   5.92   2.87    
228 Hancock Bank, Gulfport, MS 4.11   6.67   2.56    
229 La Jolla Bank, FSB, La Jolla, CA 3.06   20.24   17.18    
230 Sallie Mae Bank, Murray, UT 0.00   0.00   0.00    
231 Chittenden Trust Co., Burlington, VT 4.65   7.72   3.07    
232 Renasant Bank, Tupelo, MS 8.33   20.47   12.14    
233 Scottrade Bank, Des Peres, MO    0.00   N/A    
234 First Financial Bank, N.A., Hamilton, OH 4.74   6.18   1.44   *
235 Farmers and Merchants Bank, Long Beach, CA 2.95   15.65   12.70    
236 Rockland Trust Co., Rockland, MA 3.17   9.74   6.57   *
237 Sun National Bank, Vineland, NJ 9.51   14.39   4.88   *
238 Middlesex Savings Bank, Natick, MA 2.33   7.67   5.34    
239 Mutual of Omaha Bank, Omaha, NE 19.41   11.27   -8.14    
240 Midwest Bank and Trust Co., Elmwood Park, IL 14.64   26.07   11.43   *
241 TrustCo Bank, Glenville, NY 5.00   13.77   8.77    
242 CIT Bank, Salt Lake City, UT 23.91   1.09   -22.82   *
243 Bank Mutual, Brown Deer, WI 6.74   12.61   5.87    
244 Intrust Bank, N.A., Wichita, KS 0.96   2.84   1.88    
245 First Community Bank, Taos, NM 16.28   39.24   22.96    
246 Wilmington Savings Fund, Wilmington, DE 10.90   11.34   0.44   *
247 First Place Bank, Warren, OH 1.30   38.60   37.30    
248 Integra Bank N.A., Evansville, IN 8.13   54.51   46.38   *
249 TierOne Bank, Lincoln, NE 37.44   50.36   12.92    
250 Sandy Spring Bank, Olney, MD 15.41   20.24   4.83   *
251 Mizuho Corporate Bank (USA), New York, NY 0.69   0.18   -0.51    
252 Bank of the Ozarks, Little Rock, AR 3.75   6.90   3.15   *
253 Superior Bank, Birmingham, AL 12.80   28.01   15.21   *
254 Luther Burbank Savings, Santa Rosa, CA 3.34   7.43   4.09    
255 American Chartered Bank, Schaumburg, IL 22.29   41.35   19.06    
256 Silverton Bank, N.A., Atlanta, GA 23.33   94.71   71.38    
257 Towne Bank, Portsmouth, VA 1.12   1.25   0.13   *
258 Advanta Bank Corp., Draper, UT 5.20   5.13   -0.07    
259 Beal Bank Nevada, Las Vegas, NV 0.67   23.24   22.57    
260 Columbia State Bank, Tacoma, WA 4.50   36.48   31.98   *
261 Boston Private Bank & Trust Co., Boston, MA 3.66   2.82   -0.84   *
262 PNC Bank, Delaware, Wilmington, DE 7.64   27.79   20.15    
263 San Diego National Bank, San Diego, CA 10.68   19.43   8.75    
264 Hancock Bank of Louisiana, Baton Rouge, LA 3.54   9.89   6.35    
265 First Federal S&L Assoc., Charleston, SC 6.97   17.70   10.73   *
266 Bank of Nevada, Las Vegas, NV 6.73   19.22   12.49   *
267 Old Second National Bank, Aurora, IL 2.53   37.12   34.59   *
268 The Washington Trust Co., Westerly, RI 2.29   3.29   1.00    
269 Independent Bank, Ionia, MI 31.05   47.77   16.72   *
270 Community Trust Bank, Inc., Pikeville, KY 11.87   18.98   7.11    
271 GreenBank, Greeneville, TN 13.30   21.49   8.19   *
272 HomeStreet Bank, Seattle, WA 12.78   36.55   23.77    
273 StellarOne Bank, Christiansburg, VA 6.17   15.05   8.88   *
274 Woodforest National Bank, Houston, TX 2.91   5.92   3.01    
275 Provident Bank, Montebello, NY 4.02   7.66   3.64    
276 The Mechanics Bank, Richmond, CA 0.06   15.31   15.25    
277 Orion Bank, Naples, FL 49.22   102.71   53.49    
278 Eurobank, San Juan, PR 46.43   77.26   30.83    
279 Liberty Bank, Middletown, CT 0.79   0.17   -0.62    
280 Salem Five Cents Savings Bank, Salem, MA 7.96   13.60   5.64    
281 Carter Bank & Trust, Martinsville, VA 14.48   18.22   3.74    
282 Wachovia Card Services, N.A., Atlanta, GA 2.07   1.12   -0.95   *
283 SCBT N.A., Orangeburg, SC 3.53   8.16   4.63   *
284 First Bank, Troy, NC 5.13   12.32   7.19   *
285 First American Bank, Carpentersville, IL 19.71   30.23   10.52    
286 Stillwater National Bank, Stillwater, OK 10.46   20.00   9.54   *
287 Vectra Bank Colorado, N.A., Farmington, NM 5.59   11.27   5.68   *
288 Virginia Commerce Bank, Arlington, VA 2.38   35.35   32.97   *
289 Amarillo National Bank, Amarillo, TX 5.99   2.76   -3.23    
290 New York Commercial Bank, Islandia, NY 2.04   2.44   0.40    
291 Southside Bank, Tyler, TX 2.01   7.09   5.08    
292 Alpine Bank, Glenwood Springs, CO 2.36   15.52   13.16    
293 Nara Bank, Los Angeles, CA 6.21   10.92   4.71   *
294 Great Southern Bank, Reeds Spring, MO 23.06   28.13   5.07   *
295 Lakeland Bank, Oak Ridge, NJ 5.54   7.95   2.41   *
296 Berkshire Bank, Pittsfield, MA 5.96   5.28   -0.68   *
297 CoBiz Bank, Denver, CO 1.41   17.54   16.13   *
298 Liberty Bank of Arkansas, Jonesboro, AR 20.85   13.34   -7.51   *
299 The Home S&L Co., Youngstown, OH 46.42   52.18   5.76    
300 Parkway Bank and Trust Co., Harwood Heights, IL 1.89   29.71   27.82    
301 Wells Fargo Financial National, Las Vegas, NV 10.54   12.26   1.72   *
302 First National Bank, Fort Collins, CO 14.84   29.95   15.11    
303 Firstrust Savings Bank, Conshohocken, PA 6.79   15.69   8.90    
304 Amboy Bank, Old Bridge, NJ 57.10   89.12   32.02    
305 IronStone Bank, Fort Myers, FL 3.13   17.73   14.60    
306 M & I Bank FSB, Las Vegas, NV 12.55   30.71   18.16   *
307 Chinatrust Bank (U.S.A.), Torrance, CA 18.04   52.40   34.36    
308 Brookline Bank, Brookline, MA 0.73   1.38   0.65    
309 City National Bank of West Va., Cross Lanes, WV 8.71   13.87   5.16    
310 Bremer Bank, N.A., South St. Paul, MN 7.92   22.28   14.36    
311 West Coast Bank, Lake Oswego, OR 21.53   75.02   53.49    
312 Community Bank, Pasadena, CA 6.92   10.88   3.96    
313 MainSource Bank, Greensburg, IN 13.30   33.50   20.20   *
314 Capital City Bank, Tallahassee, FL 10.30   34.64   24.34    
315 First Regional Bank, Los Angeles, CA 3.85   41.56   37.71    
316 Beal Bank, Plano, TX 18.49   38.00   19.51    
317 Wilshire State Bank, Los Angeles, CA 4.03   6.05   2.02   *
318 First National Bank Alaska, Anchorage, AK 15.72   17.94   2.22    
319 Union Bank and Trust Co., Lincoln, NE 1.72   0.78   -0.94    
320 ShoreBank, Chicago, IL 23.69   71.93   48.24    
321 First Security Bank, Searcy, AR 11.87   18.96   7.09    
322 Mellon United National Bank, Miami, FL 8.05   37.07   29.02    
323 Hudson Valley Bank, N.A., Stamford, CT 6.12   10.63   4.51    
324 Ameris Bank, Moultrie, GA 13.38   35.02   21.64   *
325 Lake City Bank, Warsaw, IN 5.30   10.95  

5.65  

*
326 Bank of the Cascades, Bend, OR 21.75   74.03   52.28    
327 Bankers Trust Co., N.A., Des Moines, IA 3.07   35.27   32.20    
328 Principal Bank, Des Moines, IA 15.39   26.51   11.12    
329 The Camden National Bank, Camden, ME 8.83   10.03   1.20    
330 Seacoast National Bank, Stuart, FL 29.91   46.76   16.85   *
331 Standard Bank and Trust Co., Hickory Hills, IL 17.52   34.34   16.82    
332 Bangor Savings Bank, Bangor, ME 2.14   3.88   1.74    
333 Pinnacle Bank, Lincoln, NE 8.09   9.87   1.78    
334 Nationwide Bank, Columbus, OH 1.68   0.42   -1.26    
335 Enterprise Bank & Trust, Clayton, MO 10.01   18.93   8.92   *
336 Georgian Bank, Atlanta, GA 17.06   52.58   35.52    
337 United Western Bank, Denver, CO 8.26   12.89   4.63    
338 First Financial Bank, N.A., Terre Haute, IN 4.55   6.10   1.55    
339 Far East National Bank, Los Angeles, CA 2.15   26.79   24.64    
340 ViewPoint Bank, Plano, TX 1.63   2.08   0.45    
341 Ocean Bank, Portsmouth, NH 10.70   14.45   3.75    
342 Mercantile Bank of Michigan, Grand Rapids, MI 15.32   25.20   9.88    
343 Intervest National Bank, New York, NY 33.61   41.83   8.22   *
344 American State Bank, Lubbock, TX 0.61   6.69   6.08    
345 Gateway Bank & Trust Co., Elizabeth City, NC 1.89   16.05   14.16    
346 Sterling National Bank, New York, NY 6.37   6.29   -0.08   *
347 Wilmington Trust FSB, Baltimore, MD 6.00   22.01   16.01   *
348 BankPlus, Belzoni, MS 7.69   14.47   6.78   *
349 Macatawa Bank, Holland, MI 39.04   51.73   12.69    
350 Fremont Bank, Fremont, CA 3.32   15.51   12.19    
351 Commerce Bank/Harrisburg, Lemoyne, PA 2.01   15.50   13.49    
352 Lydian Private Bank, Palm Beach, FL 9.22   37.83   28.61    
353 First Community Bank, N.A., Bluefield, VA 2.07   7.40   5.33   *
354 Communityone Bank, N.A., Asheboro, NC 11.98   55.52   43.54   *
355 Guaranty Bank and Trust Co., Denver, CO 5.57   25.78   20.21    
356 First Bank, Lexington, TN 11.62   34.35   22.73    
357 Cambridge Savings Bank, Cambridge, MA 0.20   3.37   3.17    
358 Meridian Bank, N.A., Wickenburg, AZ 89.26   22.63   -66.63    
359 TIB The Independent Bankersbank, Irving, TX 3.51   5.56   2.05    
360 BankTrust, Mobile, AL 19.69   52.65   32.96   *
361 TotalBank, Miami, FL 2.72   32.03   29.31    
362 NewBridge Bank, Greensboro, NC 8.92   23.51   14.59   *
363 Center Bank, Los Angeles, CA 1.38   7.57   6.19   *
364 Univest National Bank, Souderton, PA 4.51   3.36   -1.15    
365 Manufacturers Bank, Los Angeles, CA 2.79   4.73   1.94    
366 First Commercial Bank, Birmingham, AL 8.17   21.36   13.19   *
367 Tri Counties Bank, Chico, CA 3.04   11.41   8.37    
368 First Merchants Bank N.A., Muncie, IN 12.87   29.17   16.30   *
369 First United Bank and Trust Co., Durant, OK 9.44   40.92   31.48    
370 Kearny FSB, Kearny, NJ 0.32   1.91   1.59    
 
 
 
 
371 The Bank, Woodbury, NJ 19.74   27.65   7.91   *
372 Union Bank and Trust Co., Bowling Green, VA 6.77   12.10   5.33   *
373 The American National Bank of Texas, Terrell, TX 9.03   14.84   5.81    
374 Vineyard Bank, N.A., Rancho Cucamonga, CA 29.75   213.12   183.37    
375 New Frontier Bank, Greeley, CO 27.33   80.24   52.91    
376 Peoples Bank, N.A., Marietta, OH 6.54   25.43   18.89   *
377 Citizens First Savings Bank, Port Huron, MI 42.00   72.78   30.78    
378 Centier Bank, Whiting, IN 6.76   8.77   2.01    
379 Cadence Bank, N.A., Starkville, MS 12.82   32.57   19.75   *
380 First Federal Bank of the Midwest, Defiance, OH 6.81   13.27   6.46   *
381 Prudential Bank & Trust, FSB, Hartford, CT 0.00   0.00   0.00    
382 Hillcrest Bank, Overland Park, KS 36.12   54.39   18.27    
383 ESB Bank, Ellwood City, PA 29.11   26.69   -2.42    
384 State Bank & Trust, Fargo, ND 7.05   20.05   13.00   *
385 American National Bank, Denver, CO 20.83   21.41   0.58    
386 Spencer Savings Bank, SLA, Elmwood Park, NJ 0.32   3.85   3.53    
387 New South FSB, Irondale, AL 26.20   120.91   94.71    
388 Five Star Bank, Warsaw, NY 4.73   6.04   1.31   *
389 AmericanWest Bank, Spokane, WA 19.73   75.46   55.73    
390 H&R Block Bank, Kansas City, MO 6.80   73.95   67.15    
391 The Central Trust Bank, Jefferson City, MO 4.51   4.54   0.03    
392 Peoples First Community Bank, Panama City, FL 25.00   141.25   116.25    
393 Parkvale Savings Bank, Monroeville, PA 8.60   28.98   20.38   *
394 Pacific National Bank, San Francisco, CA 4.89   29.48   24.59    
395 WaterStone Bank, SSB, Wauwatosa, WI 46.20   68.17   21.97    
396 Broadway National Bank, San Antonio, TX 0.70   1.00   0.30    
397 North Shore Bank, FSB, Brookfield, WI 9.38   16.33   6.95    
398 Bank of Smithtown, Smithtown, NY 7.63   7.46   -0.17    
399 City Bank, Lubbock, TX 14.07   18.79   4.72    
400 West Suburban Bank, Lombard, IL 2.39   18.52   16.13